Lampard began his career at West Ham United, his father Frank Lampard, Sr.'s former club. He had secured a place in the first team by the 1997–98 season, and the following year helped the team finish 5th in the Premier League, their highest-ever Premier League placing. In 2001, he moved to rival London club Chelsea for £11 million.
Internationally, Lampard has been capped 86 times by England since making his debut in October 1999, and has scored 22 goals. He was voted England Player of the Year for two consecutive years in 2004 and 2005. He played in Euro 2004, where he was named in the team of the tournament after scoring three goals in four games. He was top scorer for England in their successful 2006 World Cup qualifying campaign with five goals, and played in the 2006 World Cup.
He is England's most prolific penalty taker ever with 7 goals, surpassing the previous record holders, Ron Flowers and Alan Shearer. He was named the 49th highest earning Sportsman in the world, on June 2011.
Lampard attended Brentwood School between 1989 and 1994, finishing with eleven GCSEs, including an A* in Latin. His father is Frank Lampard senior, the former West Ham United player and assistant manager who was still associated with the club when Lampard junior was playing for them. His mother Pat died in April 2008 aged 58 as a result of pneumonia. Lampard's uncle is Tottenham Hotspur manager Harry Redknapp and his cousin is Redknapp's son Jamie Redknapp.
Lampard lives in Surrey and London. He has two daughters with his former fiancee, Spanish model Elen Rivas, Luna (born 22 August 2005) and Isla (born 20 May 2007).
His autobiography, Totally Frank, was published in August 2006. In mid-February 2009, it was reported that Lampard and Rivas had split in November 2008 after seven years together, with Rivas taking between £1 million to £12.5 million in settlement fees from Lampard's estimated £32 million net worth.
Lampard was first spotted by England U-21 manager Peter Taylor, and his under-21 debut came on 13 November 1997 in a match against Greece. He played for the under-21 side from November 1997 to June 2000, and scored nine goals, a mark bettered only by Alan Shearer and Francis Jeffers. Lampard earned his first cap for England on 10 October 1999 in a 2–1 friendly win over Belgium, and scored his first goal on 20 August 2003 in a 3–1 win over Croatia.
In the round-of-16 match of the 2010 FIFA World Cup against Germany in the first half, Lampard had a shot at goal that bounced off the crossbar and from TV replays was clearly seen to cross the goal line. If counted, it would have tied the game 2–2. However, neither the referee nor the linesman saw it as a goal, and play was continued. In the second-half, Lampard hit the cross-bar again, with a 30 yard free-kick. The final score was a 4–1 win for Germany, eliminating England from the tournament. As England exited the 2010 FIFA World Cup, Lampard had already achieved the record of having made 37 shots on goal without scoring in a World Cup tournament, more than any other player since 1966.
He scored in a 2–1 loss to Germany in a friendly at the new Wembley in 2007. He was booed by England supporters while coming on as a second-half substitute during England's Euro 2008 qualifying match against Estonia on 13 October 2007, and finished with one goal (in a 3–2 loss to Croatia on 21 November) as England failed to qualify for the tournament. He scored his first international goal in two years in a 4–0 win over Slovakia in March 2009, and also created another for Wayne Rooney. Lampard's goal was the 500th England goal scored at Wembley. On 9 September 2009,
Lampard struck twice in England's 5–1 win against Croatia which secured their place at 2010 World Cup. On 8 February 2011, it was announced that Lampard would captain the national team against Denmark in a friendly played the next day after both Rio Ferdinand and Steven Gerrard were absent through injury. In the Euro 2012 qualifiers, Lampard netted two goals for England, both penalties. The first against Wales in a 2-0 win, and the latter vs Switzerland in a 2-2 draw, making Lampard England's most prolific penalty taker ever.
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